Termini di Utilizzo
Effective Date: September 25, 2026
Welcome to How-Work.com. These Terms of Use (“Terms”) govern your access to and use of How-Work.com (the “Site”), operated by GG MIDIA DIGITAL LTDA (“we,” “our,” or “us”).
By accessing or using the Site, you agree to these Terms. If you do not agree with these Terms, please discontinue use of the Site.
1. About How-Work.com
How-Work.com is an independent informational and educational website that publishes content primarily covering financial, digital, and other practical topics.
The Site is operated by:
GG MIDIA DIGITAL LTDA
CNPJ: 41.726.154/0001-42
Avenida do Contorno, 1853, Sala 303
Floresta, Belo Horizonte, Minas Gerais, 30110-005
Brazil
Email: [contato@how-work.com](mailto:contato@how-work.com)
2. Acceptance and Use of the Site
By accessing or using How-Work.com, you confirm that you have the legal capacity to enter into these Terms under the laws applicable to you.
You agree to use the Site lawfully and responsibly and not to:
- use the Site for unlawful or fraudulent purposes;
- attempt to interfere with or disrupt the operation or security of the Site;
- introduce malicious code, harmful software, or other technically harmful material;
- attempt to gain unauthorized access to the Site or its systems;
- copy, reproduce, distribute, or commercially exploit Site content in violation of applicable law or these Terms.
3. Informational and Educational Content
How-Work.com provides general informational and educational content. The Site is not a bank, lender, investment firm, financial intermediary, broker, insurance provider, legal practice, accounting firm, or financial advisory service.
Information published on the Site is not intended to constitute personalized financial, investment, legal, tax, accounting, or other professional advice.
Financial products, rates, fees, eligibility requirements, terms, offers, availability, and other commercial conditions may change over time. Information should therefore be independently verified with the relevant provider or official source before making a financial or other important decision.
How-Work.com does not guarantee that a user will qualify for, be approved for, or obtain any financial product, service, rate, offer, or other outcome mentioned on the Site.
4. Advertising and Editorial Independence
How-Work.com may display advertising from third-party advertising providers in order to support the operation of the Site and keep its content accessible to users.
Advertising is separate from the Site’s editorial content. The appearance of an advertisement does not constitute an endorsement, recommendation, guarantee, or representation by How-Work.com regarding the advertised company, product, or service.
How-Work.com does not guarantee the accuracy, availability, suitability, or performance of products or services advertised by third parties.
5. Use of Artificial Intelligence in the Editorial Process
How-Work.com uses artificial intelligence tools as support in several stages of its editorial process, which may include research, organization of information, analysis, and content development.
Artificial intelligence is used as an editorial support tool and does not replace human review. Content intended for publication is subject to human review and verification, with attention to accuracy, clarity, consistency, and relevance.
When content concerns financial products, rates, fees, commercial conditions, eligibility requirements, or other information that may change over time, we seek to verify relevant information and identify limitations where appropriate.
6. Intellectual Property
Unless otherwise stated, the content published on How-Work.com, including text, graphics, logos, visual elements, page layouts, and other original materials, is protected by applicable intellectual property and copyright laws.
You may access and use the Site for personal, non-commercial purposes.
You may not reproduce, republish, redistribute, modify, publicly display, commercially exploit, or create derivative works from Site content without prior written authorization from How-Work.com or the applicable rights holder, except where such use is expressly permitted by applicable law.
Nothing in these Terms is intended to restrict rights that cannot lawfully be restricted under applicable copyright or other intellectual property laws.
7. External Links and Third-Party Services
The Site may contain links to websites, applications, services, or other resources operated by third parties.
These links may be provided for informational, editorial, or advertising purposes. How-Work.com does not control third-party websites and is not responsible for their content, availability, security, privacy practices, terms, or policies.
Your interactions with third-party websites and services are governed by the terms and policies of the respective third parties.
8. Privacy and Cookies
The processing of personal data in connection with your use of How-Work.com is described in our Privacy Policy.
Where applicable, cookies and other tracking technologies are used in accordance with applicable data protection and ePrivacy requirements. Information concerning cookies, tracking technologies, and consent is provided through the relevant privacy and cookie information available on the Site.
9. Site Availability and Changes
We may modify, suspend, restrict, or discontinue all or part of the Site, including individual pages, features, or content, at any time.
We do not guarantee that the Site will always be available, uninterrupted, secure, or free from technical errors.
We may also correct, update, remove, or modify published content when appropriate, including where information has become outdated or inaccurate.
10. Disclaimer of Warranties
To the fullest extent permitted by applicable law, the Site and its content are provided on an “AS IS” and “AS AVAILABLE” basis.
While we make reasonable efforts to maintain accurate and useful information, we do not warrant that all content will always be complete, accurate, current, uninterrupted, or error-free.
Nothing in these Terms excludes or limits any rights, guarantees, or liabilities that cannot legally be excluded or limited under applicable law.
11. Limitation of Liability
To the fullest extent permitted by applicable law, How-Work.com and GG MIDIA DIGITAL LTDA shall not be liable for indirect, incidental, special, consequential, or punitive damages arising from or related to:
- your use of, or inability to use, the Site;
- reliance on information published on the Site;
- errors, omissions, or information that has become outdated;
- the actions, omissions, products, or services of third parties;
- the availability, security, or content of external websites or services.
Nothing in these Terms excludes or limits liability where such exclusion or limitation is prohibited by applicable law.
12. Applicable Law
These Terms shall be interpreted in accordance with applicable law.
Where mandatory consumer protection, data protection, or other legal provisions apply to users based on their place of residence or applicable law, nothing in these Terms is intended to deprive those users of rights that cannot legally be waived or excluded.
13. Changes to These Terms
We may update or revise these Terms from time to time to reflect changes to the Site, our practices, applicable legal requirements, or other relevant circumstances.
The updated version will be published on this page together with its effective date. Your continued use of the Site after an updated version becomes effective constitutes acceptance of the revised Terms to the extent permitted by applicable law.
14. Contact Information
If you have questions, comments, corrections, or other requests concerning these Terms or How-Work.com, you may contact us at:
Email: [contato@how-work.com](mailto:contato@how-work.com)
GG MIDIA DIGITAL LTDA
CNPJ: 41.726.154/0001-42
Avenida do Contorno, 1853, Sala 303
Floresta, Belo Horizonte, Minas Gerais, 30110-005
Brazil